If you have ever been involved in an auto collision, it can be a confusing and stressful experience. This is especially true if it is the first time you have been in this situation. It often seems like there is an overwhelming number of important decisions to be made in a short period of time. Unfortunately, this is made even more difficult because of the number of myths and misconceptions surrounding auto body repair!
Let’s take some time to bust a few of the most common collision repair myths, so if you are ever in this situation you will feel a little more confident navigating the process!
Myth #1 – You Are Obliged to Use the Auto Body Repair Shop Your Insurer Chooses
There is a common belief that if your insurance provider suggests a specific auto body repair shop, making it a requirement to use that specific body shop. The truth is, insurance providers often have an agreement with certain auto shops to get cheaper repairs and faster service. However, it is up to you which auto body repair shop ultimately is chosen. If you prefer another repair shop, you are definitely within your rights to use them, and the insurer is still going to cover the approved costs.
Myth #2 – Insurance Pays for All Required Repairs
In an ideal world, your insurance provider would cover the entire cost of the auto body repair. However, some things might not be included as part of the policy. Depending on the terms of your individual insurance policy there are some things that may be out of pocket.
These might include:
- A pre-agreed deductible if it was you who was at fault.
- If you have a Collision Coverage policy, only repairs deemed to be a direct result of collision will be covered by your insurer.
- Under a Liability Only policy, only damage to another person’s vehicle is covered, not your own.
It is essential to read through the terms of your insurance policy at the time of purchase to make sure to understand exactly what you might have to pay for when in need of auto body repair.
Did you know? Newfoundland and Labrador has the most claims per capita in Atlantic Canada for accidents involving uninsured drivers. (Source: CBC.ca)
3 – Once the Frame is Damaged Your Car Cannot be Repaired
Many people are under the impression that when the frame of a vehicle is damaged, it cannot be repaired. This is far from the truth. Even a minor bump can cause frame damage, so nearly all cars would end up scrapped if frame repair was impossible. A good auto body repair shop can fix the frame if it is bent. The only time repair may not be possible is if the damage structurally weakens the frame. We do advise having the frame inspected by a qualified auto body repair technician after an accident, no matter how minor to make sure that it is structurally sound.
Boyd Autobody & Glass has more than 25 years of experience in the collision industry. Customer service, peace of mind and a commitment to quality make up the foundations of the company, taking the stress out of collision repairs. When you bring your vehicle to Boyd Autobody & Glass, we'll review the damages, provide you with an accurate written estimate, and walk you through the repair process.